1. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements under applicable law to access or use the Platform or acquire Tokens.

2. Nature of the Token

The PLM Token is a utility token designed solely for use within the Platnum ecosystem, including but not limited to: access to premium features on the Platnum trading platform, discounts on subscription tiers, participation in loyalty and reward programs, and in-app benefits. PLM Tokens serve as prepayment credits for platform-based services, including trading tools, analytics, and educational content. The Tokens are not marketed or sold for profit-making purposes. The Token is not an investment vehicle, does not confer ownership, voting rights, dividends, or equity in the Company, and has no intrinsic value outside of the Platnum platform.

3. Token Use and Restrictions

Users agree to use the Token exclusively for its intended utility functions. The Tokens may only be used to access available functionalities within the Platnum platform and cannot be exchanged for cash or financial equivalents. The following are expressly prohibited: using Tokens as a substitute for currency outside the Platform; reselling Tokens for profit in a manner inconsistent with the Platform’s rules; use in any jurisdiction where such use violates applicable law or regulation.

4. User Responsibilities

Users are responsible for securing their digital wallets and private keys. Platnum is not liable for lost, stolen, or inaccessible Tokens due to user negligence or third-party actions.

5. No Warranties

The Platform and Tokens are provided 'as-is' and 'as available.' The Company makes no representations or warranties of any kind regarding functionality, uninterrupted access, or the accuracy of any information provided.

6. Limitation of Liability

To the maximum extent permitted by law, the Company and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use the Token or Platform.

7. Termination

We reserve the right to terminate or suspend your access to the Platform or Token at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Platform.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles.

9. Dispute Resolution

All disputes arising out of or related to these Terms or the use of the Platform or Tokens shall be finally resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The place of arbitration shall be Cheyenne, Wyoming, and the proceedings shall be conducted in English.

10. Amendments

We reserve the right to update these Terms at any time by posting the revised version on our website. Your continued use of the Platform after such updates constitutes acceptance of the modified Terms.

11. Contact

For questions or concerns about these Terms, please contact us at:
Email: hello@platnum.app
Address: WY Commercial Registered Agent LLC, 75 E 3rd St Sheridan, WY 82801 USA

12. Data Privacy

We value your privacy and are committed to protecting your personal information. By using the Platform, you agree to our data practices, which include collecting data such as your email, username, device ID, IP address, and transactional data for the purpose of providing services, improving user experience, and ensuring security; storing and processing data in secure environments using industry-standard encryption and access control protocols; retaining personal data only as long as necessary for legitimate business purposes or as required by applicable law.

13. Cookies and Tracking Technologies

The Platform may use cookies, pixel tags, web beacons, and other tracking technologies to enhance your user experience and analyze Platform traffic. These may include: essential cookies required for basic functionality; performance cookies to understand usage patterns; preference cookies to remember user settings; marketing cookies to offer relevant promotions. By using the Platform, you consent to our use of cookies in accordance with our Cookie Policy. You may manage your cookie preferences via your browser settings.

14. Third-Party Integrations

To provide the full functionality of the Platform, Platnum integrates with third-party services, including but not limited to: cryptocurrency exchanges (e.g., Binance, Coinbase, Kraken); payment processors; cloud infrastructure providers; analytics and identity verification services. While we strive to ensure our partners adhere to high standards of data protection, we are not responsible for the practices of third-party services. Your interaction with these providers is subject to their respective terms and privacy policies.

15. Token Utility Placeholder

The PLM Token is intended to be redeemable for discounted access to a future subscription-based product offered by the Company. PLM Tokens entitle holders to discounted access to defined services on the Platnum platform once launched. These services include, but are not limited to, automated trading features, educational modules, and in-platform upgrades. Specific terms, pricing, and launch details of the subscription service will be provided at a later date.

16. Acceptance of Terms

By accessing or using the Platform or by acquiring or using PLM Tokens, you affirmatively acknowledge and agree to be bound by these Terms and Conditions. This includes clicking to accept the Terms during registration, checkout, or use of any services linked to the Token. If you do not agree to these Terms, do not use the Platform or PLM Tokens.

17. Class Action Waiver

You agree that any claims or disputes between you and the Company will be resolved on an individual basis, and that you may not assert any claims in a class, consolidated, or representative action or proceeding. This class action waiver is an essential part of this agreement and may not be severed.

18. International Use Disclaimer

Platnum does not guarantee that the Platform or PLM Token complies with the laws of your jurisdiction. You are solely responsible for ensuring that your use of the Platform and acquisition or use of Tokens complies with all applicable laws and regulations in your country of residence. Accessing the Platform from territories where such activity is illegal is strictly prohibited.

19. Risk Factors

The use of PLM Tokens and participation in the Platnum platform involves certain risks. By using or acquiring PLM Tokens, you acknowledge and accept these risks. The following is a non-exhaustive list of potential risks that may materially impact the utility, value, or function of the Platform or the Token:

Risk of Losing Access Due to Wallet Incompatibility

Users must use a compatible digital wallet to access and use PLM Tokens. The Company is not responsible for Tokens lost due to incompatible or misconfigured wallets or user error. Users must ensure their wallet supports custom ERC-20/BEP-20/compatible tokens, and private keys are under their control.

Blockchain-Related Risks

Platnum operates on blockchain infrastructure. Any malfunction, delay, or attack on the blockchain may cause the Platform or the Token to operate unexpectedly. This includes risks like 51% attacks, network congestion, or smart contract vulnerabilities.

Custody and Credential Risks

If a third party gains access to your private key or wallet credentials, it may result in the loss of PLM Tokens. You are solely responsible for securing your access credentials and wallet. Platnum will not recover lost Tokens due to compromised access.

Regulatory Uncertainty

Digital assets are subject to a rapidly evolving regulatory environment. Laws may change or be interpreted in ways that adversely impact the Platform or Token use in your jurisdiction. Users are responsible for ensuring compliance with applicable laws.

Risk of Alternative Platforms

Competing platforms offering similar services could dilute the user base of Platnum. This competition may impact the Token’s utility or reduce user incentives.

Platform Development and Delivery Risks

There is no guarantee that the Platform will be launched as planned or will meet expectations. Technical failures, team limitations, or changes in scope could result in delays or reduced features.

Taxation Risks

The tax treatment of PLM Tokens varies by jurisdiction and may be unclear. Users should consult their own tax advisors. The Company does not provide tax advice.

Cybersecurity Risks

The Platform and Tokens may be targeted by hackers using phishing, malware, or direct attacks. Successful breaches could compromise your data or tokens.

Lack of Liquidity and Exchange Risks

There is no guarantee that PLM Tokens will be listed or actively traded on secondary markets. Lack of liquidity may prevent users from exchanging Tokens.

Unanticipated Risks

New risks may emerge that are not presently foreseeable. The blockchain and token space is evolving, and unforeseen technical, regulatory, or market risks could emerge.

20. Taxation

The Purchase Price that you pay for PLM Tokens is exclusive of all applicable taxes. You are solely responsible for determining what, if any, taxes apply to your purchase, holding, or use of PLM Tokens, including, for example, sales, use, value added, and similar taxes. It is also your responsibility to withhold, collect, report, and remit the correct taxes to the appropriate tax authorities. The Company does not, and will not, withhold, collect, report, or remit any sales, use, value added, or similar taxes arising from your acquisition or use of Tokens. You agree not to hold the Company or any of its officers, directors, contractors, agents, employees, affiliates, or subsidiaries (collectively, “Company Parties”) liable for any tax liability associated with or arising from the creation, ownership, use, or liquidation of PLM Tokens, or any other interaction with or transaction related to the Platform.

21. Purchaser Representations and Warranties

By purchasing PLM Tokens, you represent and warrant that:

You agree to indemnify, defend, and hold harmless the Company and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Platform or Tokens, or your violation of these Terms.

You understand and agree that the Tokens are not a financial product or digital asset with resale rights or market appreciation expectations.

• You have sufficient understanding of cryptographic tokens, token storage mechanisms (such as token wallets), and distributed ledger technology to understand these Terms and to appreciate the risks and implications of purchasing the Tokens.
• You have read and understand these Terms (including the totality of the White Paper to which these Terms also apply).
• You have obtained sufficient information about the Tokens to make an informed decision to purchase the Tokens.
• You understand that the Tokens currently only confer the right to transfer value within the Platform and confer no other rights of any form with respect to the Platform or the Company.
• You understand that while decentralized governance of the Platform is described as part of the roadmap in the White Paper, there is no assurance that Token ownership will confer any rights to participate in such governance unless defined in a future governance process.
• You are not purchasing Tokens for any purposes other than to transfer value within the Platform, including, but not limited to, any investment, speculative, or other financial purposes.
• Your purchase of Tokens complies with applicable law and regulation in your jurisdiction, including but not limited to: legal capacity, regulatory restrictions, and any necessary governmental or other consents.
• You are legally permitted to receive software and participate in the use of the Platform.
• You will comply with applicable tax obligations related to your purchase, holding, use, or transfer of the Tokens.
• You agree to provide identity, source of funds, or other compliance documentation upon request for regulatory purposes, including anti-money laundering and tax compliance.
• You are at the age of majority in your country of residence and are legally able to obtain and use the Tokens.
• You understand there are no guarantees of reselling Tokens or their future value and that their value may be volatile or depreciate entirely.
• You acknowledge your responsibility for determining the tax consequences of your involvement with the Tokens and agree not to hold the Company or its affiliates liable for such consequences.
• You waive the right to participate in a class action lawsuit or class-wide arbitration against any party involved in the creation of the Tokens.
• You understand that the Tokens do not represent shares or equity in any company or entity.
• You understand the financial, regulatory, and reputational risks involved in acquiring, transferring, or using Tokens.
• You understand that all purchases are final and non-refundable.
• If acting on behalf of a legal entity, you have authority to agree to these Terms on that entity’s behalf.
• You are not located in or a citizen of a jurisdiction subject to U.S. or other sovereign sanctions or embargoes, nor are you listed on any U.S. government restricted lists.
• You agree not to allow unauthorized use of your credentials and acknowledge responsibility for all actions under your access to the Token Sale.

22. Indemnification

a.
harmless the Company and our respective past, present, and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (the “Company Parties”) from and against all actual and threatened claims, lawsuits, demands, actions, investigations (whether formal or informal), liabilities, obligations, judgments, damages, penalties, interests, fees, losses, expenses (including attorneys’ fees and expenses), and costs (including, without limitation, court costs, costs of settlement, and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether claimed by Company Parties or third parties including governmental authorities, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract, or otherwise (collectively “Claims”) arising from or relating to (i) your acquisition or use of Tokens, (ii) the performance or non-performance of your responsibilities or obligations under these Terms, (iii) your breach or violation of these Terms, (iv) any inaccuracy in any representation or warranty made by you, (v) your violation of any rights (including, but not limited to, intellectual property rights) of any other person or entity or (vi) any act or omission of yours that is negligent, unlawful, orconstitutes willful misconduct. This foregoing indemnity is in addition to, and not in lieu of, any other remedies that may be available to the Parties under applicable law.

b.
The Company reserves the right to exercise sole control over the defense, at your expense, of any claim subject to indemnification under Section 22(a). This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and the Company.

23. Disclaimer

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND EXCEPT AS OTHERWISE SPECIFIED IN A WRITING BY US:

(A) THE TOKENS ARE SOLD ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, AND WE EXPRESSLY DISCLAIM ALL WARRANTIES AND REPRESENTATIONS RELATING TO THE TOKENS (WHETHER EXPRESS OR IMPLIED), INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE;
(B) WE DO NOT REPRESENT OR WARRANT THAT THE TOKENS ARE RELIABLE, CURRENT, ERROR-FREE, OR DEFECT-FREE, MEET YOUR REQUIREMENTS, OR THAT ANY DEFECTS WILL BE CORRECTED; AND
(C) WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT THE TOKENS OR THE DELIVERY MECHANISM FOR TOKENS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

NO REGULATORY AUTHORITY HAS EXAMINED OR APPROVED ANY OF THE INFORMATION SET FORTH IN THESE TERMS OR ANY RELATED DOCUMENTATION OR COMMUNICATION BY THE COMPANY. NO SUCH ACTION HAS BEEN OR WILL BE TAKEN UNDER THE LAWS, REGULATORY REQUIREMENTS, OR RULES OF ANY JURISDICTION.

THE PLM TOKENS ARE NOT INTENDED FOR TRADING OR RESALE IN SECONDARY MARKETS. THEIR FUNCTION IS LIMITED TO THE PLATNUM PLATFORM AS UTILITY INSTRUMENTS FOR UNLOCKING SERVICES, DISCOUNTS, AND DIGITAL TOOLS. THE TOKENS ARE NOT REGISTERED OR INTENDED TO BE REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933 OR ANY STATE SECURITIES LAWS.

NEITHER THESE TERMS NOR ANY RELATED DOCUMENTATION OR COMMUNICATION BY THE COMPANY CONSTITUTES A PROSPECTUS OR OFFERING DOCUMENT AND IS NEITHER AN OFFER TO SELL NOR THE SOLICITATION OF AN OFFER TO BUY ANY INVESTMENT OR FINANCIAL INSTRUMENT IN ANY JURISDICTION.

24. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

(I) IN NO EVENT WILL COMPANY OR ANY OF THE COMPANY PARTIES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY LOSSES OR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE, INCOME OR PROFITS, DIMINUTION OF VALUE, LOSS OF USE OR DATA, LOSS OF BUSINESS OPPORTUNITY, OR LOSS OF ANTICIPATED SAVINGS) ARISING OUT OF OR IN ANY WAY RELATED TO THE SALE OR USE OF THE TOKENS OR OTHERWISE RELATED TO THESE TERMS, REGARDLESS OF THE FORM OF ACTION, WHETHER BASED IN CONTRACT, TORT (INCLUDING SIMPLE NEGLIGENCE), OR ANY OTHER LEGAL OR EQUITABLE THEORY (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES);

(II) IN NO EVENT WILL THE AGGREGATE LIABILITY OF COMPANY AND THE COMPANY PARTIES (JOINTLY), WHETHER IN CONTRACT, WARRANTY, TORT OR OTHERWISE, ARISING OUT OF OR RELATING TO THESE TERMS OR THE USE OR INABILITY TO USE THE TOKENS, EXCEED THE AMOUNT YOU PAY TO US FOR THE TOKENS.

THE LIMITATIONS SET FORTH IN THIS SECTION 24 WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD OR INTENTIONAL, WILLFUL OR RECKLESS MISCONDUCT OF COMPANY.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations may not apply to you.

25. Release

To the fullest extent permitted by applicable law, you release the Company and the other Company Parties from responsibility, liability, claims, losses, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including claims of negligence), arising out of or related to disputes between you and the acts or omissions of third parties.

A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.

26. Know Your Customer and Anti-Money Laundering (KYC/AML)

We may determine, at our sole discretion, that it is necessary to obtain certain information about you required to maintain compliance with any federal, state, local, domestic, or foreign law, regulation, or policy, including any KYC or AML requirements and policies, in connection with selling Tokens to you. You agree to provide us, or our nominee, such information promptly upon request, and you acknowledge that we may refuse to sell Tokens to you until you provide such requested information and we have determined that it is permissible to sell you Tokens under applicable law or regulation.

27. Modification of Terms

We reserve the right, in our sole discretion, to amend, modify, update, or revise these Terms at any time. Any such changes will be effective upon posting on our website or Platform. It is your responsibility to review the Terms periodically. Your continued use of the Tokens or the Platform after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Tokens and Platform.

28. No Ownership or Rights in the Company

The Tokens do not confer any rights, express or implied, other than the right to use the Token as a means to participate in the Platform, if successfully completed and deployed, in a manner consistent with its purpose. In particular, you understand and accept that the Token does not represent or confer any ownership right or stake, share or security or equivalent rights, or any right to receive future revenue shares, intellectual property rights or any other form of participation in or relating to the Platform, and/or the Company and its corporate affiliates, other than rights relating to the use of the Platform, subject to limitations and conditions in these Terms and applicable Platform Terms and Policies. The Tokens are not intended to be a digital currency, security, commodity or any other kind of financial instrument.

29. Eligibility and KYC Requirements

In order to be eligible to participate in the Token Sale, you must provide all personal information as required by the Company or its agents, as part of its Know Your Customer (“KYC”) process. We may choose to nominate third party service providers to collect and verify KYC information on our behalf, who may also require you to accept their terms and conditions or privacy policy agreements. Collected information may include a passport, driver’s license, utility bill, photograph of you, government identification cards, or sworn statements, and we or our nominee may keep a copy of such information.

In order to be eligible to purchase the Tokens, you must also have a wallet or other storage mechanism (“Wallet”) that supports receiving tokens on the relevant blockchain (e.g., Ethereum, Cardano, or other specified network) and provide the address for your Wallet (the “Token Receipt Address”) if requested. We reserve the right to prescribe additional guidance regarding specific requirements with respect to a storage mechanism for the Tokens. You must have the ability to send the specified currency (e.g., ETH or ADA) to the address that we provide (the “Token Deposit Address”).

We are not responsible for any delays, losses, costs, non-delivery of refunds or of Tokens, or other issues arising from your failing to provide a Token Receipt Address or providing an inaccurate or incomplete Token Receipt Address.

The Company reserves the right to prohibit any and all sales to users domiciled or located in a country or territory it deems as restricted from any token sale activities, including but not limited to Afghanistan, Congo-Brazzaville, Congo-Kinshasa, Cuba, Iran, Iraq, Libya, North Korea, Syria, and Tajikistan. The Company may cancel any sales to users domiciled or located in any such country.

30. Cancellation and Refusal of Purchase Requests

Your purchase of Tokens from us during the Sale Period is final, and there are no refunds or cancellations except (i) as may be required by applicable law or regulation, or (ii) if the Company does not receive the minimum amount of funding (e.g., required quantity of ADA or other cryptocurrency) as determined by the Company during the Sale Period.

If (i) or (ii) occurs, then the funds sent by you to purchase Tokens may be returned and the purchase and sale of the Tokens may be considered void and rescinded without further recourse against the Company. We reserve the right to refuse or cancel Token purchase requests at any time at our sole and absolute discretion and to stop the Token Sale entirely for any reason or no reason. To the extent that we refuse or reject a payment, we will use reasonable efforts to return the payment to the Wallet from which it originated. However, we do not warrant or guarantee that we will be able to recover or return such payments, and any return of funds will be net of transaction fees incurred during the process.

31. Sale Procedures and Specifications

Quantity of Tokens: The Company will generate a total of 781,950,840 PLM tokens on the Solana blockchain for use within the Platnum Platform. Of this supply, 234,585,252 PLM (30%) will be made available for purchase during the Token Sale Period, allocated across four pricing phases. Tokens purchased will be subject to a vesting schedule to be disclosed at the time of the Token Generation Event (TGE).

An additional allocation of PLM will be reserved for internal purposes:

• Team & Advisors: 117,292,626 PLM (15%)
• Ecosystem & Community: 117,292,626 PLM (15%)
• Reserve Fund: 78,195,084 PLM (10%)
• Marketing & Partnerships: 39,097,542 PLM (5%)
• Referral & Rewards: 39,097,542 PLM (5%)
• Liquidity Pool: 39,097,542 PLM (5%)
• Mining Rewards: 78,195,084 PLM (10%)
• Burn/Buyback: 39,097,542 PLM (5%)

Commencement and Duration of Token Sale: The Token Sale will begin on a date to be announced on the Company’s website at: https://platnum.app/token-sale

Token Pricing:

• Phase 1: $0.005 per PLM (15% of public sale)
• Phase 2: $0.0075 per PLM (20% of public sale)
• Phase 3: $0.01 per PLM (30% of public sale)
• Phase 4: $0.0125 per PLM (35% of public sale)
• Listing Price / IDO: $0.025

Accepted Payments: SOL, ETH, BTC, BNB, AVAX, USDC, USDT — with conversions based on prevailing exchange rates from reputable sources.

Purchase Procedures: Instructions available at https://platnum.app

Note: Transfers to incorrect addresses or those made outside the sale period may result in irreversible loss of funds.

Acceptance of Terms

By clicking to accept, signing below, or otherwise indicating your acceptance electronically or in writing, you agree to be bound by these Terms and Conditions. If you are acting on behalf of a legal entity, you confirm that you have the authority to bind such entity.